Starbucks. Oh so good yet oh so expensive. I use to go daily but have been cutting back in an attempt to lose weight. So while discussing this new program I have decided on Rule #3. Only one Starbucks a week. I currently am down to two to three times a week. So now I will make it once a week. And who knows, maybe I will cut it out all together.
And now to Rule #4. This one is very doable but will require a lot more work on my part. Rule #4 No more then $500 per month on groceries. We easily spend between $250 and $300 every other week with a stop here or there for missing items. So our goal is going to be to keep under $500 total for the month. We can do it, I just need to be much more conscious of what we have in the pantry when we go shopping and look more at what is on sale.
Showing posts with label Rules. Show all posts
Showing posts with label Rules. Show all posts
Monday, December 22, 2008
Rule #1 & #2
Rule #1 is the main rule. Do not use the Credit Card. Simple as that. I only had one credit card. So it should be easy. And as long as I don't have it on me, that should make it easier. I have erased the CC number from any place I had it written down or typed out for easy access. Next, I need to remove it from any websites I frequented. Steve and I share this credit card. So he still has it. We will sit down and talk about his use of it. I am pretty sure he has another one and I know he has his work one (but that is strictly work used). So hopefully I can get him not to use this one either.
Rule #2 will be a hard one. Pay $200 to the credit care balance every month. I have actually just started this, but keeping it up will be hard. While I am a SAHM with no set income, I do run a small website. This website does generate a tiny income, but it also generates it's own costs as well. So a chunk of the money that comes in goes to upkeep of the site and running. Whatever is left, is split between me and my co-owner. I also get a very small allowance from my husband each week. It's my little budget. I also sell necklaces I make once in awhile or things around the house no longer needed. So my goal is to use all of this money for *my* needs each month but also making sure I save $200 to put on the credit card.
Rule #2 will be a hard one. Pay $200 to the credit care balance every month. I have actually just started this, but keeping it up will be hard. While I am a SAHM with no set income, I do run a small website. This website does generate a tiny income, but it also generates it's own costs as well. So a chunk of the money that comes in goes to upkeep of the site and running. Whatever is left, is split between me and my co-owner. I also get a very small allowance from my husband each week. It's my little budget. I also sell necklaces I make once in awhile or things around the house no longer needed. So my goal is to use all of this money for *my* needs each month but also making sure I save $200 to put on the credit card.
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